Contents
- What is medical travel insurance?
- Why do you need medical travel insurance?
- What does medical travel insurance cover?
- How much does medical travel insurance cost?
- How to get medical travel insurance?
- What are the benefits of medical travel insurance?
- What are the drawbacks of medical travel insurance?
- How to choose the right medical travel insurance?
- What are the most popular medical travel insurance companies?
- How to make a claim on your medical travel insurance?
Green Shield offers medical travel insurance for those looking for coverage while away from home.
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What is medical travel insurance?
Medical travel insurance is a type of insurance that covers the cost of medical care while you are traveling abroad. It is also sometimes called “worldwide health insurance” or “international health insurance.” If you are planning a trip outside of your home country, you may want to consider buying medical travel insurance. This can help you pay for medical care if you get sick or injured while you are away from home.
Why do you need medical travel insurance?
Whether you’re planning a trip for business or pleasure, if you’re traveling outside your home country, it’s important to have adequate medical travel insurance. Your regular health insurance policy may not provide coverage if you get sick or have an accident while you’re overseas, and even if it does, the coverage may be limited.
Medical travel insurance from Green Shield offers comprehensive protection for you and your family, including emergency medical and dental care, evacuation and repatriation. We also offer Optional Coverage for pre-existing medical conditions and sports-related activities.
What does medical travel insurance cover?
Most standard health insurance policies will not cover you if you are traveling outside of your home country. This is where medical travel insurance comes in. A medical travel insurance policy will cover you for unexpected medical expenses while you are abroad, as well as emergency medical evacuation and repatriation back to your home country.
There are a few things that medical travel insurance does not cover, such as routine checkups or preventive care, so it is important to read the fine print of your policy before you purchase it. You should also make sure that your policy covers you for the entire duration of your trip, as some policies have time limits.
How much does medical travel insurance cost?
The cost of medical travel insurance varies depending on a number of factors, including the length of your trip, your age, and the type of coverage you need. For example, a basic policy for a one-week trip might cost as little as $30, while a more comprehensive policy for a year-long trip could cost up to $300.
How to get medical travel insurance?
There are a few things to consider when you are looking for medical travel insurance. First, you need to make sure that the policy covers you for the country or countries you will be visiting. Second, you need to make sure that the policy covers you for the activities you will be doing while on vacation. And finally, you need to make sure that the policy covers you for any pre-existing medical conditions that you have.
What are the benefits of medical travel insurance?
There are many benefits to having medical travel insurance, especially if you are planning on travelling to a country with poor medical facilities. Some of the benefits of medical travel insurance include:
-Cover for emergency medical expenses: If you need to be hospitalized or receive emergency medical treatment while abroad, your medical travel insurance will cover the costs.
-Cover for emergency evacuation: If your condition is so serious that you need to be evacuated to another country for treatment, your medical travel insurance will cover the costs.
-Cover for repatriation: If you die while abroad, your medical travel insurance will cover the costs of repatriating your body back to your home country.
What are the drawbacks of medical travel insurance?
There are some potential drawbacks associated with medical travel insurance. For example, if you have a pre-existing medical condition, you may not be covered. In addition, medical travel insurance does not cover intangible losses such as the cost of a missed vacation or the inconvenience of being away from home.
Another potential drawback is that medical travel insurance policies can be expensive, particularly if you are traveling to a country with high medical costs. Finally, it is important to remember that medical travel insurance is not a substitute for comprehensive health insurance. If you are planning a trip abroad, be sure to check with your health insurer to see what coverage they provide.
How to choose the right medical travel insurance?
Medical travel insurance is a must if you are planning on traveling abroad, especially if you have any medical conditions. But how do you choose the right policy?
Here are some things to consider when shopping for medical travel insurance:
-What kind of coverage do you need? Make sure the policy covers all of your medical needs, including prescriptions, doctor visits, hospitalization, and more.
-How much coverage do you need? Consider your medical expenses and make sure the policy provides enough coverage.
-What is the deductible? The deductible is the amount you will need to pay out of pocket before the insurance policy kicks in. Make sure you can afford the deductible.
-Is there a maximum benefit? Some policies have a maximum benefit, which is the most the policy will pay out. Make sure the maximum benefit is high enough to cover your needs.
-Is the policy renewable? If you plan on traveling multiple times, make sure the policy can be renewed so you don’t have to keep getting new policies each time you travel.
-Is there a waiting period? Some policies have a waiting period before they will start paying out benefits. Make sure the waiting period is short enough that it won’t impact your trip.
What are the most popular medical travel insurance companies?
There are a few different types of companies that offer medical travel insurance. The most popular type is probably the traditional insurance company. These companies offer a variety of different plans, some of which will cover you for medical emergencies while you are travelling. Some traditional insurance companies that offer medical travel insurance include Blue Cross, Aetna, and Cigna.
Another type of company that offers medical travel insurance is a medical assistance company. These companies specialize in providing assistance to travellers who have medical emergencies while they are away from home. Some of the most popular medical assistance companies include Medex and Global Rescue.
Finally, there are a few companies that offer discretionary medical travel insurance. These plans are not typically as comprehensive as the other two types of plans, but they can still provide some coverage in the event of a medical emergency. One example of a company that offers discretionary medical travel insurance is HTH Worldwide.
How to make a claim on your medical travel insurance?
If you’re going on a trip and you have medical travel insurance with Green Shield, there are a few things you need to do in case you need to make a claim. First, you’ll need to call our 24/7 Emergency Assistance team at the number on your insurance card. They will help you find the nearest hospital or doctor, and they will also contact your family or friends if you’re unable to do so.
Next, you’ll need to gather all of the necessary documentation for your claim. This includes a copy of your policy, a copy of your passport, and any medical bills or receipts that you have. Once you have all of this documentation, you can send it to us via email or fax. We will review your claim and get back to you as soon as possible.